Solutions

Our Solutions

We offer end-to-end payment solutions for your business

Transaction flow

How a transaction moves through ByteZero

From the terminal to the card network: PayZero queries antifraud and the network in parallel and answers in seconds, approving or declining.

Payment Gateway

Complete solution for online payment processing with major brands and payment methods.

Get in Touch

Ready to revolutionize your payment system? Get in touch and discover how we can optimize your operations.

ByteZero Antifraud System

The ByteZero Antifraud System is a complete and intelligent solution for fraud prevention in financial transactions, developed for companies operating in the payment ecosystem, e-commerce, and digital services.

Combining behavioral analysis, machine learning models, and real-time validation, our platform identifies suspicious patterns and automatically blocks risky transactions — without compromising customer experience.

Key Features

Real-time monitoring

Continuous transaction analysis with automatic alerts for atypical behavior.

Applied Artificial Intelligence

Use of predictive algorithms that learn and evolve as new types of fraud emerge.

Multiple layers of security

Identity validation, device fingerprinting, and adjustable risk scoring.

Control panel and dynamic reports

Detailed tracking of fraud indicators and operational performance.

Rule Customization

Define and adjust custom rules according to your business profile.

Benefits

Significant reduction in chargebacks
Fewer legitimate transactions blocked
PCI DSS compliance
Prevention of financial losses

ByteZero PIX Gateway

The ByteZero PIX Gateway is an instant payment solution designed to simplify and accelerate financial transactions in any type of business. With native integration to the Central Bank of Brazil's PIX system, we offer a seamless, reliable, and fully automated experience.

Our platform allows companies and developers to implement instant payments quickly and securely, with reconciliation tools, real-time webhooks, and easy-to-integrate APIs.

Key Features

Instant payments

Transactions completed in seconds, with automatic and immediate confirmation.

Simple API integration

Clear documentation and SDK to facilitate implementation in your system.

Dynamic and static QR Code billing

QR Code generation with or without fixed value, suitable for different business models.

Real-time webhooks

Instant notifications about transaction status.

Complete control panel

Track transactions, reconcile payments, and export reports.

Benefits

24/7 availability, including holidays and weekends
Reduction in default rates
Better experience for the end customer
Low operational cost

ByteZero Issuance Solution

The ByteZero Issuance Solution offers complete infrastructure for companies that want to manage, issue, and operate physical and digital payment cards (prepaid, debit, or credit) securely, flexibly, and scalably.

Focused on fintechs, retailers, and incentive programs, our platform allows you to launch personalized payment products with agility and full control over the card lifecycle.

Key Features

Physical and virtual card issuance

Card creation and customization for different purposes and audiences.

Complete lifecycle management

Activation, blocking, cancellation, and card reissuance in real-time.

Integration with global card networks

Compatible with Visa, Mastercard, Elo, and other card networks.

Limit and control settings

Define spending limits per transaction, period, or category.

Tokenization and security

Data protection with secure tokens for digital transactions.

Benefits

Reduced time-to-market
Full PCI DSS compliance
Scalability for large-scale issuance
Full control over policies and limits

ByteZero Acquiring Solution

The ByteZero Acquiring Solution empowers companies to process credit card, debit card, PIX, and other digital payment methods efficiently, reliably, and scalably — whether operating as an acquirer or sub-acquirer.

Our infrastructure connects merchants, card networks, and financial institutions, offering a robust platform for capturing, routing, authorizing, and settling transactions.

Key Features

Multi-brand processing

Accept transactions from Visa, Mastercard, Elo, American Express, and others.

Intelligent transaction routing

Automatic route optimization to maximize approval and reduce costs.

Automated reconciliation

Tools to reconcile sales with receipts quickly and accurately.

Payment splitting

Automatic value splitting between multiple participants (marketplaces, partners).

Chargeback management

Transaction dispute tracking and response system.

Benefits

Competitive and transparent fees
Agile value settlement
Reduction in rejections and failures
Regulatory compliance

ByteZero POS Solution

The ByteZero POS Solution offers development and integration of payment applications for legacy and Android-based POS (point of sale) devices, as well as PIN Pads with EMV Level 3 certification.

We create custom and secure software for payment terminals, ensuring compatibility with international standards and native integrations with gateways, acquirers, and management systems.

Key Features

Android POS development

Native applications optimized for modern Android terminals.

Legacy POS support

Maintenance and evolution of applications on traditional systems.

EMV Level 3 certification

Compliance with security standards for chip and NFC transactions.

PIN Pad integration

Secure password capture and encrypted transaction processing.

Customization and branding

Customized interface with client's visual identity.

Benefits

PCI-PTS and EMV compliance
Reduced maintenance costs
Integration with multiple platforms
Optimized time-to-market